Understanding Payment Plans: Etihad Town vs. Urban City

When it comes to buying property in Lahore, two names frequently come up: Etihad Town and Urban City. Both developments promise modern living, prime locations, and strong investment potential. But when you're budgeting for a new home or plot, one of the most critical factors is the payment plan. Let's break down and compare how the two stack up.

1. Overview of Etihad Town

Etihad Town is a well-established residential project located near Raiwind Road and Thokar Niaz Baig. It has quickly gained attention due to its solid infrastructure, reliable developers, and rapid development pace.

• Location: Close to Ring Road and major access points.
• Developers: Etihad Group, known for delivering on time.
• Facilities: Parks, schools, commercial zones, wide roads, underground electricity.

2. Etihad Town Phase II, Executive Block Payment Plan

Etihad Town offers flexible payment plans, especially in its newer phases (e.g., Phase 2). Here's a general structure:

• Booking: 15% - 20%
• Confirmation: 10% within 30 days
• Installments: Spread over 2.5 to 4 years
• Possession: After significant payment (usually 50% or more)

Pros:

• Installments are manageable.
• Early possession in some cases.
• No hidden charges if bought through official dealers.

Cons:

• Limited inventory in some phases.
• Higher upfront costs compared to some competitors.

3. Overview of Urban City

Urban City is a relatively newer player but is rapidly growing in popularity. Located near Kala Shah Kaku, it targets buyers looking for affordability without compromising on quality.

• Location: Along GT Road, near Lahore Smart City
• Developers: Collaboration between Al Rehman and Al Hafeez Groups
• Facilities: Gated community, green belts, commercial markets, and planned civic amenities.

4. Urban City Lahore City Venture Block Payment Plan

Urban City is focusing on budget-conscious buyers, so the payment structure is designed to be more accessible.

• Booking: Starts as low as 10%
• Confirmation: 10% after booking
• Installments: Spread over 3 to 5 years
• Possession: Usually after 60% of payment

Pros:

• Lower entry barrier
• Longer installment timeline eases financial burden
• Incentives and early bird discounts available

Cons:

• Development is still underway
• Possession timelines may vary

5. Key Differences At a Glance

If you're looking for a ready-to-live or quicker possession property and can manage a slightly higher upfront cost, Etihad Town might be the better fit. However, if your priority is long-term investment or you need a low-cost entry, Urban City offers excellent flexibility.

Each has its strengths. Your choice depends on your budget, timeline, and what you value more: immediate returns or future growth.

Pro Tip: Always consult with a verified real estate advisor and request official payment plans to avoid hidden costs.